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Why are Filipinos known for their lack of reading comprehension?

Because according to most of them: "Well-mannered is better than well-educated" That's why most of the Filipinos never progress. It is because of the trash mindset.

National Treasury awarded Php192.707B retail bonds

QUEZON CITY, July 21 (PIA) -- The Bureau of Treasury (BTr) awarded P192.707 billion worth of Retail Treasury Bonds (RTBs) in a recent auction. 

Dubbed  “Ahon Pilipinas, Progresso Bond Para Sa Bayan,” this auction is the 24th issuance of RTBs (RTB 24) of the Philippine government and second for 2020.

Issuance of RTBs has been part of government efforts to support financial inclusion and literacy among Filipinos by making investment instrument accessible to the public. It also aims to encourage the country’s unbanked population to open an account, invest their money in low-risk, fix interest investment, and be paid in a quarterly basis during the term of the bond.

 “Through the RTB 24, the combined effort of the government and the nation in the fight against COVID-19 will be a true testament to the Filipino spirit of bayanihan as we work together to support our country and our fellow countrymen,” said National Treasurer Rosario V. de Leon.

“Since the creation of RTBs since 2001, it has been a nation-building exercise by providing an avenue for the Filipino people and the National Government to work together for the advancement of the economy,” said De Leon in a press statement.

The RTB 24 with a 5 year term, encourages the general public  to invest with a minimum P5,000 with an interest rate of 2.625% per annum that started July 16 and up to August 7, 2020 or an earlier date that may be determined by BTr.

Proceeds from the issuance of RTB 24 will be used to aid the country’s effort to mitigate the effects of  COVID-19 and support the most affected sectors by the pandemic such as the healthcare system, displaced OFWs, the MSMEs as well as to finance the government infrastructure projects, refinance the existing debt obligations and other national expenditures which focus on government efforts to address the current health crisis.

RTBs can be access in three ways: through the BTr website; the BONDS.Ph mobile app; and over-the-counter bank branches selling agents.

Interested investors should have a peso account with selling agents banks accredited by the BTr or a Bond.Ph account.

It is through a Peso account or Bonds.Ph account that investors will receive their quarterly interest payments and principal amount maturity.

For further details, visits the Btr website at






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